How to earn points?

1 points

For PLN 5 get 1 point

For Citibank Mastercard World Credit Card payments

2 points

For PLN 5 get 2 points

For credit card payments with the partners in Poland


Get 1000 welcome points

for the first transaction.

Program partners

When you pay using the Citibank World Mastercard® Credit Card, you get access to the following discounts:

10% discount

10% discount on H&M purchases (no matter how many items you buy).

In order for the discount to be applied, you need to register as the H&M Club member (use the H&M app in App Store or Google Play; once installed, click the H&M Club tab) and show you are eligible for the offer available in the app when paying for the in-store purchase using a Citi Handlowy card.

This offer cannot be combined with any other promotions, discounts or sales and are valid for H&M in-store purchases across Poland only.

10% discount

In all Multikino movie theatres across Poland, you are entitled to:

  • 10% discount on movie tickets (a maximum of 5 tickets at one time),
  • 10% discount on event tickets (a maximum of 5 tickets at one time),
  • 10% on purchases at Multikino snack bars.

PLN 20 voucher

You are entitled to a voucher for your next shopping at Douglas perfume stores across Poland. For each PLN 250 spent with the card, You get a PLN 20 voucher for next shopping at Douglas.

Top up in PLAY

In order to top up your account, follow the instructions below:

  • Select *100* on your keypad
  • Enter 14-digit code (sent via text message) followed by #
  • Confirm the operation in the same way you confirm a phone number when making a call

In order to receive your Play Starter, follow the instructions below:

  • Go to Play online store
  • Select the Starter which you can buy with the code you received
  • Enter the code in the appropriate box in the order form
  • After you enter the code, the price of the Starter will be changed to PLN 1, and the delivery cost to PLN 0.

Up to 5% discount

How to get discount?

  • On the purchase summary page, select the discount code option.
  • After selecting „Activate your promotional code here” a box will appear where you should enter the code – the 6 first digits of your Citibank World Mastercard credit card number.
  • Once the code has been activated, the discount will be applied to the prices.
  • Choose „credit card” as the payment form and use your Citibank World Mastercard credit card to make the payment.

Extra drink or dessert

Special offer for the card holders

If you order for a minimum of PLN 20 and pay with the card, you get a hot drink or dessert for free. Please remember to inform the waiter before you pay that you are interested in the offer.

Product offer

Samsung offer prepared specially for the Citibank World Mastercard Credit Card holders. More details Enter the first 6 digits of your credit card number at logon and pay for your purchases using the Citibank World Mastercard Credit Card.

If you made your purchases on you can pay using the electronic voucher (reward in the Rewards Catalogue).


7% discount

The discount is offered at commercial outlets of W.KRUK and on the website:

The discount cannot be accumulated with other special offers, it does not apply to wedding rings, Rolex watches or Damiani products, the Amore and Freedom collections, or jewelry manufactured on an individual order (with a non-standard size, size of the stone, color, and analogous changes in the parameters).

How to get the discount?

At commercial outlets of W.KRUK - inform the sales representative of your willingness to use the offer for cardholders.

On - when placing an order, please enter the first 6 digits of your Citibank Mastercard Credit Card in the "DISCOUNT CODE" field in your basket.

Remember! Before making a payment inform the salesman on the willingness to benefit from the offer for the card owners.

Reward Calculator

Enter your monthly spending at individual partners. For PLN 5 spent with the credit card at the partner, you get 2 points. The score also includes the welcome points for the first transaction worth 1,000 points.

Monthly spend at Partners:

Other monthly sending:

Totally monthly spend:


You earned
points during 12 months

Reward Catalogue

Choose your favorite category and reward yourself.

Choose the range of points for finding rewards:



Or sort out vouchers by

2D movie voucher
3D movie voucher
Medium popcorn and medium drink voucher
PLN 10 Play top-up
PLN 30 Play top-up
PLN 50 Play top-up
PLN 10 voucher on Douglas purchases
PLN 20 voucher on Douglas purchases
PLN 50 voucher on Douglas purchases
PLN 100 voucher on Douglas purchases
PLN 10 voucher on H&M purchases
PLN 20 voucher on H&M purchases
PLN 50 voucher on H&M purchases
PLN 100 voucher on H&M purchases
PLN 10 voucher on purchases
PLN 20 voucher on purchases
PLN 50 voucher on purchases
PLN 100 voucher on purchases
PLN 50 voucher
PLN 100 voucher
PLN 200 voucher
PLN 250 voucher
PLN 25 voucher
PLN 50 voucher
PLN 100 voucher
PLN 50 voucher to W.Kruk
PLN 100 voucher to W.Kruk
PLN 200 voucher to W.Kruk
PLN 250 voucher to W.Kruk
PLN 50 cash back into your account
PLN 100 cash back into your account
Monthly fee – one-time primary card monthly fee exemption

Secure transaction

Learn about the solutions that provide enhanced security of your credit card transactions.

3D Security

Verified by Visa/Mastercard Secure Code – additional security for your online transactions. In order to authenticate your online purchases, you will be asked to enter the code that will be sent to your mobile phone.

EMV Chip

Citibank Credit Cards are microchip embedded cards. Your transactions at merchants are authorized by entering your unique PIN.


CitiAlerts help you stay in full control of your accounts thanks to SMS or e-mail updates.

Additional Protection

Insurance for credit card holders in unexpected life situations related to travel and shopping.

72 H

In the event of your card’s loss, the Bank takes responsibility for the transactions made without your knowledge and PIN up to 72 h before you report your card’s loss.

Suspicious Transactions

Suspicious transaction system – created and applied only by the Bank protects against unauthorized use of your card.


If you paid with your credit card for the service that was not delivered (e.g. a trip), you can report this fact to us and we can initiate the chargeback proceedings on your behalf.

Fees and chargese World Mastercard
Monthly fee of card’s use PLN 18, EIR 14,37% (PLN 0 if the monthly transaction exceed the amount of PLN 500)
Fee for access to your credit card via Citibank Online, Citi Mobile PLN 0
Over-limit fee PLN 0
Mandatory credit card insurance No


Citi Specials - Benefit program

Discounts, rewards, surprises – this is what is waiting for you in Citi Specials.
Let yourself feel a bit more special with Citi Specials – Benefit Program that comes with all the priviledges available with your card:

Up to 50% discounts

Enjoy up to 50% discounts with nearly 300 partners at almost 5,000 in-store and online merchants.

Rewards for transactions

Pay with your Citi Handlowy World MasterCard, earn points and redeem them for rewards.

Surprises and special offers

Keep checking limited offers and surprises at the www or in your inbox.

Codzienne finanse
Google Pay

All you need now is your phone.

Add your Citi Handlowy Mastercard® card to the Google Pay app and shop with your phone:

  • contactlessly - the same way as you shop with your plastic card
  • online, wherever you see the “Pay with Google Pay” icon.
Find out more

Representative example for Citibank World Mastercard Credit Card:

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