Find out about all benefits that Citi Simplicity Credit Card come with.
Split your payments into installments or get a cash from your credit card limit.
You get a 56 day interest-free period with Citi Simplicity.
Make quick and convenient payments with a contactless feature on your credit card.
Learn about the solutions that provide enhanced security of your credit card transactions.
Verified by Visa/MasterCard Secure Code – additional security for your online transactions. In order to authenticate your online purchases, you will be asked to enter the code that will be sent to your mobile phone.
Citibank Credit Cards are microchip embedded cards. Your transactions at merchants are authorized by entering your unique PIN.
CitiAlerts help you stay in full control of your accounts thanks to SMS or e-mail updates.
Insurance for credit card holders in unexpected life situations related to travel and shopping.
In the event of your card’s loss, the Bank takes responsibility for the transactions made without your knowledge and PIN up to 72 h before you report your card’s loss.
Suspicious transaction system – created and applied only by the Bank protects against unauthorized use of your card.
If you paid with your credit card for the service that was not delivered (e.g. a trip), you can report this fact to us and we can initiate the chargeback proceedings on your behalf.
|Fees and charges||Simplicity|
|Annual fee in the first year||PLN 0 (RRSO 10,47%)|
|Monthly fee for using the card next year||PLN 0|
|Fee for non-cash transactions||PLN 0|
|Non-cash transactions fee||PLN 0|
|Fee for access to your credit card via Citibank Online, Citi Mobile||PLN 0|
|Mandatory credit card insurance||No|
Discounts, rewards, surprises – this is what is waiting for you in Citi Specials.
Let yourself feel a bit more special with Citi Specials – Benefit Program that comes with all the priviledges available with your card:
Enjoy up to 50% discounts with nearly 300 partners at almost 5,000 in-store and online merchants.
Pay with your MasterCard, earn points and redeem them for rewards (a new program coming soon).
Keep checking limited offers and surprises at the www or in your inbox.
Add your Citi Handlowy Mastercard® card to the Google Pay™ app and shop with your phone:
Maximum repayment period is 12 months.